We are supposed to be closing on our refi tomorrow (hooray for the rate drop since we closed last summer). But here we are at 4:50 p.m. Eastern and the bank hasn't delivered all the documents to our attorney. They told our attorney they'd be emailed today, sure hope there are no mistakes on them. If this gets delayed until Monday I think we're going to have to bring a whole lot more cash to the closing because we'll have to prepay March.

Just venting--carry on!

What happened? Did you close?
Hope it worked out.

This message has been edited. Last edited by: delta blues,

Yes, we closed...well, sort of. There's still an outstanding issue of a credit owed to us. This means we may need to sign some papers again. But I learned something new today. In my state owners have 3 days to renig on a refi. So as a result we "closed" today but the new loan doesn't go into effect for 3 more days (in case we were to change our mind). What this means is that we did have to prepay March anyway. (and I was stressed about closing today so that wouldn't happen) Good news is we don't have a mortgage payment until May. The truth in lending was not filled out to reflect this. But, such is life. You pay the money one way or another, it's just a matter of bringing more cash now or paying a mortgage payment.

This message has been edited. Last edited by: HopeToSell07,

Congratualations on your closing! I wouldn't let my happiness at getting this done be marred by which month or when you have to bring ***$!

We all know it is pay now or pay later. The good news is you actually closed and are that much closer to less stress and peaceful days. Happy for you....

This message has been edited. Last edited by: Idaho Resident,