I have had my credit card hacked. I only use it for fabrics. The only place I have used it in the last couple months was hancocks of Paducah. I called and talked to the management and they said thanks and they take such things very seroiusly and they will be checking it out. I won't quit using them but thank goodness they call about it. I had them let me call back to make sure it wasn't a bogus call. Now I have to wait for the new card. FYI
You don't need to use it online for it to get hacked. Mine that I use maybe once a month was hacked.
Gosh, we are living in a sad world. I have a special "load & go" credit card which, when I want to buy something on-line I deposit just that amount but yes, it is true, you don't have to be on-line. We now have this wonderful (?) thing where the bank has turned us into a Good Fairy - wave your card at the machine and it automatically deducts the payment up to $30.00. Everyone I know hates it despite the bank guaranteeing to make good if it felonously used.(How would they know?) The other day I took my husband's card into the shop because I couldn't be bothered to look for mine. I am the principal card holder with this particular one and I was hoping there wouldn't be a problem and lo and behold the shop assistance happily read the front then looked at me and then swiped it and said nothing! Do I really look like a Mr.Peter xxxx ??? I hope I will have enough on it to pay for the plastic surgery to spruce up my feminine looks!
ha, ha. i sign my card but also write See other ID too. i want them to look at my license!!
My card that was hacked was one the the cards that has the chip in it. the kind that you wave and it will automatically deducts also it can be read while in your pocket or purse.
This is really rampant right now. I was away and when I returned I had a message from the fraud dept of mastercard. They wanted to know if I had purchased 3.18 x2 in Florida? I live in Canada and would like to visit Florida one day... it hasn't happened yet. Turns out the culprits also tried to use it at Western Union, but the company had figured it was fraud and had denied the card. Thank goodness it was ok for me to use it on my trip. Maybe that was why they picked up on the fraud. Using it in Calgary one day and then in Florida the next, then to Drayton Valley and Edson. Smart/Sharp people they have working there. This is the 3rd time my card has been compromised, but it is not able to be read through my purse so this has to have been a purchase I made on line. I do that a lot so I have no idea where the information came from. Scary!!! I use a lined sleeve for my cards that can be read through my purse. I'm thinking of making a purse and putting a lining in it to stop anyone from reading my cards. It's on my to do list. lolThis message has been edited. Last edited by: sewnso,
If life hands you scraps make quilts
I have a friend who quite by accident found out that her credit card # had been hacked. She decided at the last moment to make a purchase-she was with her daughter and wanted to make sure there was room in the car for the large item. Card card didn't go thru at the check out. Finally the cashier was asked to have her put on the phone after a couple of questions it was revealed that a cash withdrawal was made only 3 minutes earlier in Ca. she was in NH. She never found out they caught the person since they could still be in the store or on a camera. She never shops on line.
When one of our cards was hacked, the police told us that the number was probably stolen before the card was ever issued to us. There are people working in the back rooms at the card-making places, stealing blocks of numbers at a time & selling them one by one. It took awhile to find someone to buy ours, but it happened.
That number and 2 other card numbers have been stolen from us over the years, even before there was shopping online. We are very careful & don't use the card at restaurants where a waiter would take it out of our sight...but we still got hacked.
I also write "Ask For ID" on the back of my card, but only about 1/2 the clerks actually do. Lots of times I swipe the card myself & nobody looks at it but me. Thank goodness for the fraud checks by the credit card companies, or I would have been billed over the years for a lot of things I didn't buy.
One of the worst things you can do is give your card to the waiter in a restaurant - they take it out of your sight.
Had our card used in another state while we were eating at the restaurant it was lifted from!! In Europe they bring the "swiper" to you and it never leaves your hand.
my etsy shops
I hope I haven't mislead everyone. With our (Oz) "wave and go" credit cards now if the busiess has that facility to "wave and go" they will not let you sign for your purchase.
I am a little disturbed by the fact that the card can be scanned through your purse! This I didn't know (am sooooo glad I've come back to the "Board" - I'd have completely missed that one!) I wonder if keeping my card wrapped in alfoil would that prevent it being scanned? All answers gratefully received.
Yes Sewnsew keeping your card wrapped in foil will stop them from reading it. or you can get one of the metal card carrier that a lot of stores are selling.
I got a letter years ago from a hospital that alerted everyone about their records got compremised and directed us what to do. then our bank b of a as well, and they also had a plan in order to protect. but alerted us.
About 5 years back I had an incident with a credit card. I had a large department stores credit card back and closed the account in approx 1994. I had since married ( name change) and moved, but someone had used the card to purchase some items, I believe they said around $200. The bill was going to my old address and of course being returned since I no longer lived there. Since it went way past due, they came looking for me by calling my employeer. Luckily I still worked for the same company, so they were able to tell me about the past due bill, which of course was fradulent.
Had to fill out some papers they sent to say it wasnt me making that charge ect.
How the thieves could use a card that had been closed account many years prior is beyond me...but I guess they are some creative folks!
Quilter, crafter, animal and plant lover. Friend to all
Hubby had his cards stolen from a locked locker at the gym. They charged up hundreds within minutes, all online and at a gas station. We also had our number stolen by registering online with upromise. We know it had to be upromise since it was used for gas only so it never left our hands, we swiped it at the pump only. We got a call asking if we charged over $300 for undergarments, they denied the charge. Culprit was caught. Not sure what happened to the person.
“I have found that all the ugly things are made by those who strive to make something beautiful, and that all beautiful things are made by those whose strive to make things useful.” Oscar Wilde
my mom had her card hacked and she never activated it when she got it. it sat in her underwear drawer for about 4 months and she got a bill for $1300 for a camera, well she freaked out and i called the bank and told them what happened. i told them it was an inside job with the bank cause she never called and activated the card and never used it. the bank agreed and naturallly she was not libel for the $1300.
so the lesson for the day is your card isn't even safe in your underwear draw
I carry mine in an alumi-wallet. Just recently I saw a nice display of pretty designed alumi-wallets - mine is just plain. Don't know if it will help at all - but hope so.
I like the idea of having a separate card for ordering on-line. But who needs extra card fees.. will have to do some checking.
(corrected spelling error)This message has been edited. Last edited by: Elainetoo,
Now when I shop online at a new site, I make a Shop Safe number. I go onto my banking site and create a new number with a dollar limit a little over the cost of my bill, and a time limit of 2 months or more. The number can only be used by this vendor and the limits don't allow for much trickery. If you go back to the same vendor, you can go through your bank site and increase the limits to cover your new purchase.
Larger sites that I've been going to often already had my number so I don't make a new number for them.
I will have to get an aluminum wallet for my purse. That's a good idea.
If you have a chip in your card get one of the metal holders they advertise. Walmart has them. I have all but my ATM card in one. I never use mine for much more than quilting stuff but once in a while a big ticket item and I always get a call about it. I have used it at JA's but never out eating. DH used his card for that and they cal too. My card wasn't stolen from the maker since I've had it for 2 years. I wonder if they tried to scan my purse if all the metal in my back would throw it off? Have to ask DH that question.
LL Bean has a no annual fee VISA card if you are interested. Had it for years without any problems...knocking wood (my head! ))as we speak!
After figuring out that the only time our credit card left our hand, it was given to the waiter, we now always pay cash went we eat out. We figure ours was compromised that way.
We were on a cruise and tried to use our credit card in the Caribbean. The credit card company blocked our own card. When we got home, there were several calls on the machine from the fraud dept. I call them now ahead of time when we are traveling and let them know. On our trip last month, we paid cash for everything.
I don't carry credit cards in my purse, but I do carry my debit card. I've never heard of cards being scanned through your purse. Is that for any type of CC?
Credit cards can be scanned while inside a purse and through a wallet?
Could someone explain this to me?
There is a machine that is called a scanner and used to scan a card by walking by you. This was demonstrated on Dateline one night. The cards that are vulnerable are the ones with the ))))) lines on them, although they are not the only ones. In Canada we can purchase what they call Enhanced Drivers Licenses....this will replace a passport for land travel to the USA. They provide a sleeve that is lined with foil to keep it safe. YOu can purchase aluminum card carriers, or wrap the card in foil to stop these readers from working.
If life hands you scraps make quilts
I'm wondering if we made little holders out of Insul-Brite would work?
I don't know what insul brite is made from but it needs to be non magnetic.
any card can be scanned if it has a magnetic strip. I wish I could get DH to subscribe to life lock or something like it.This message has been edited. Last edited by: Lumpy Tush,
just had m y debt card hacked on Sat morning...I went to use my card and it was blocked, called 5/3 and they said someone in Great Britian tried to charge $123.23 at 4 am and it was red flagged and denied, also tried 4 more times, all denied, I am so glad my bank stopped it!
Getting a new card and being way more careful!
My debit card that got hacked had not been used for several months. 90% of the time I use it at the ATM so we have no idea where the number got hacked. Luckily my bank caught it and called. But I had to file a report with the bank before they gave my money back. So call the bank or watch you account to make sure you never get the money taken out of your account. My bank that caught it was 5/3 and they told me I had to call the account services department to get my money back.
I had this happen to me a few years back. Luckily my credit card company was right on top of it and called me to confirm IF I had made a purchase.
Such sick, evil people out there. We have to be aware all the time.
Lot's of reasons not to use credit cards.
I shop online all the time, and use my Paypal account. Each month, I transfer some "mad money" into my Paypal from my checking account. When I see some fabric or beads that I want...I use the debit card from the Paypal account to purchase if they don't take Paypal...and the actual account if they do.
When I spend all the mad money...I have to quit shopping. Great way to stay on a budget too!
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