Hello, Gal Abby -- I hope what I am about to ask is within the guidelines of this web-site. I am in need of help for my foundation/basement problems. In April of 2011, tornadoes hit the town where I currently live and I am still trying to repair the damage that was done to my home. My homeowner's insurance denied my claim so I filed a claim with FEMA since the state was declared a federal diaster area (TN). Well, FEMA denied my claim as well. My problem is that I had water to infiltrate the den/basement area of home. My French drain system failed during the heavy rains from the tornadoes. So, now I need to have a new French drain system install around the foundation of my home. I have no funds for this project --- However, I have taken the"bull by the horns" and setup my "own fundraiser" to see if I can raise funds for this sole purpose. My fundraiser is on a website call GiveForward. Here is the link to the site: http://www.givefoward.com/foundationproblems.
Please feel free to read my story. Of course, if there is anyone out there who is willing to offer suggestions in helping me to resolve this problem, I will greatly appreciate the suggestions.This message has been edited. Last edited by: #1HGFan,
Oct 30, 2012, 08:43 AM
1. It isn't within the guidelines 2. Gal Abby doesn't live here anymore 3. Without flood insurance I believe your insurance company is within their rights to refuse the claim. Flooding isn't covered. Had your roof been blown off and the house flooded, it would have been covered. Ground water flooding is not covered in regular homeowners insurance. 4. Sorry for your loss, but I think you'll need to find a way to pay for it yourself. Soliciting funds on HGTV.com looks a lot like spam and I doubt anyone here is going to give you money.
Any advice given here is general in nature and is not necessarily valid for your given area. If in doubt check with your local codes enforcement department for what is required when doing electrical, plumbing or structural work on your house. Permits may or may not be required in your area and home owners may not be able to DIY some tasks. I have no way of knowing if you have the skills needed to complete the tasks you are asking about, when in doubt seek professional assistance.
My advice may be worth exactly what you pay me for it. :-) For the record I did not stay in a Holiday Inn Express last night.